Harding was born in Oxford. He studied trumpet at Chetham's School of Music and was a member of the National Youth Orchestra at age 13. At age 17, Harding assembled a group of musicians to perform Pierrot Lunaire of Arnold Schoenberg, and sent a tape of the performance to Simon Rattle in Birmingham. After listening to this tape, Rattle hired Harding as an assistant to him at the City of Birmingham Symphony Orchestra for a year, from 1993 to 1994. Harding then attended the University of Cambridge, but after his first year at university, Claudio Abbado named him his assistant with the Berlin Philharmonic Orchestra. Harding first conducted the Berlin Philharmonic at age 21. At the time of his first conducting appearance at The Proms in 1996, he was then the youngest-ever conductor to appear there.
In 1997, Harding was the Music Director of the Ojai Music Festival alongside pianist Emanuel Ax. Harding has been music director of the Trondheim Symphony Orchestra (1997–2000), the Deutsche Kammerphilharmonie Bremen (1999–2003) and the Mahler Chamber Orchestra (2003–2008). Harding now has the title of conductor laureate with the Mahler Chamber Orchestra. He conducted the 2005 opening night at La Scala, Milan in Idomeneo, as a substitute after the resignation of Riccardo Muti earlier in 2005.
In 2004, Harding was appointed principal guest conductor of the London Symphony Orchestra (LSO), as of 2006. One of his new projects with the LSO involved the Sound Adventures program for new compositions. With the LSO, he has conducted a commercial recording of the opera Billy Budd for EMI Classics. He became the Principal Conductor of the Swedish Radio Symphony Orchestra in 2007. In September 2009, he extended his contract as the orchestra's principal conductor through 2012. In April 2013, the orchestra further announced the extension of Harding's contract to 2015. With the orchestra, he has recorded commercially for the Sony Classical label. In June 2015, the Orchestre de Paris announced the appointment of Harding as its 9th principal conductor, effective September 2016. Harding concluded his tenure in the Orchestre de Paris post following the close of the 2018-2019 season. In October 2018, the Swedish Radio Symphony Orchestra announced the extension of Harding's contract as principal conductor through 2023, along with granting him the new title of konstnärlig ledare (artistic leader).
